Do you know what it means to be a high-risk driver? If not, don't worry. We will define the term for you so that your insurance company doesn't have an excuse for charging you more than other drivers. Being a high-risk driver has been driving with points on their license or who has had an accident in the past few years. High-risk drivers are usually charged higher rates because they are likely to get into another accident or have their insurance canceled due to violations of terms. The good news is affordable car insurance quote for high-risk drivers exist! You just have to know where to look.  

One great place to start is with comparison websites like ours. We can help you compare quotes from various insurers so that you can find the best rate for your needs. Another option is to talk to your current insurance company and see if they offer any discounts for high-risk drivers. Often, companies will reduce rates for those who have been with them for several years or who maintain good grades.  

Finally, you can also find an insurance company specializing in high-risk drivers. These companies often have more affordable rates than general insurers. Don't be afraid to shop around and compare quotes no matter which route you choose. It is the best way to ensure you are getting the best deal on your car insurance.  

affordable car insurance quote in covington, GA

How Far Back Do Car Insurance Companies Look?  

Like any other company, car insurance companies are looking to save money. How far back they look depends on the type of coverage you're buying. If you're getting full coverage, some insurance providers will check your driving record for the past 20 years. If your purchase liability only (meaning it covers damage done to someone else's property), many insurers will ask for three years' worth of records. How far back an insurer needs to go to decide is based on what type of car insurance policy you have and how much coverage that particular car insurance provider offers.  Remember that your premium may be affected by accidents or tickets you received years ago.  

Ways To Get Affordable Car Insurance Quote For High-risk drivers  

Everyone can't get an affordable car insurance quote, but high-risk drivers can find it challenging to find one. If you are a high-risk driver and need a cheap car insurance quote, there are plenty of ways to do so!   

First, find out what kind of risk you are by taking a driving course that can help improve your score and lower it. Ask your current insurer if they offer any discounts that could apply to you. You can also ask your employer if they provide any car insurance discounts for employees or inquire with local businesses that may get a better deal from their insurer. Finally, please find out the best way to lower your risk, and let us know about it!  

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What Is The Best Insurance Company For High-Risk Drivers?  

If you are a high-risk driver, it can be challenging to find affordable car insurance. Some of the most affordable rates come from GEICO and USAA. In this post, we will discuss some of the benefits of each company so that you can make an informed decision about which one is right for your needs!  

Many people prefer affordable car insurance quotes from GEICO. It is a well-known company and offers some of the best rates for high-risk drivers. There are many reasons why you might choose to go with this affordable option: they provide excellent customer service, reasonable prices, and offer plans that meet your needs as a driver.  

If you are looking for affordable car insurance, USAA is another excellent option. They offer some of the best rates around, and their services help keep things simple! If you want affordable coverage, this company provides an easy application process that takes minutes to complete. With affordable rates and excellent customer service, they can meet all of your cheap car insurance needs.  


How can I save money on car insurance after an accident?  

  1. Tell Your Car Insurance Provider About Your Accident.  
  2. Ask Your Auto Insurer About Accident Forgiveness.  
  3. Find A Car Insurance Provider With A Lower Premium.  
  4. Improve Your Credit Score.  
  5. Look Into Insurance Discounts.  
  6. Consider Dropping Your Comprehensive Coverage.  
  7. Join A Usage-Based Car Insurance Program.  


What is the cheapest insurance company for high-risk drivers? 

Company Average annual rate Average monthly rate 
1. Geico$380 $32 
2. State Farm $550 $46 
3. Progressive $577 $48 
4. Farmers $656 $55 


Can you be refused car insurance? 

Some insurers might reject your application if you have a bad credit score. They’ll do this if they think that you’re too “risky” to lend to. If your credit score is low, you might be better off finding another way to pay for your car insurance – like a credit card – rather than taking out another loan with an insurer. 

Renegade Insurance Covington

Senoia, GA 30276, USA

Phone no. +16788091493

Business Hours: 

Monday: 9am- 6pm

Tuesday: 9am- 6pm

Wednesday: 9am- 6pm

Thursday: 9am- 6pm

Friday: 9am- 6pm

Saturday: Closed

Sunday: Closed

Our Service Areas

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